Legal

Terms of Service

Last updated: June 2026 · Florida Impact Shield

Last Updated: June 2026

Florida Impact Shield
Email: support@floridaimpactshield.com
Website: floridaimpactshield.com

1. Acceptance of Terms

Welcome to Florida Impact Shield. By accessing our website, requesting services, accepting estimates, or entering into any agreement with Florida Impact Shield ("Company," "we," "us," or "our"), you ("Customer," "you," or "your") agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Florida Impact Shield.

If you do not agree to these Terms, you must not use our services or website. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting to our website. Your continued use of our services following any changes indicates your acceptance of the new Terms.

These Terms apply to all services provided by Florida Impact Shield, including but not limited to impact window installation, impact door installation, wind mitigation inspections, and grant application assistance.

2. Services Description

Florida Impact Shield specializes in residential and commercial hurricane protection services throughout the State of Florida. Our core services include:

2.1 Impact Window Installation

We provide professional installation of hurricane impact-resistant windows designed to meet or exceed Florida Building Code requirements and Miami-Dade County protocols where applicable. Our impact windows are engineered to withstand high winds and flying debris during severe weather events.

2.2 Impact Door Installation

We install hurricane impact-resistant doors, including entry doors, sliding glass doors, and French doors, all compliant with applicable Florida Building Code standards and designed to provide maximum protection during hurricane conditions.

2.3 Wind Mitigation Inspections

We offer professional wind mitigation inspection services conducted by licensed inspectors. These inspections evaluate your property's wind-resistant features and generate official reports (Form OIR-B1-1802) that may qualify you for homeowners insurance discounts.

2.4 Grant Application Assistance

We provide assistance with applications for the My Safe Florida Home (MSFH) grant program and other applicable hurricane mitigation grant programs. Our services include guidance through the application process, documentation preparation, and compliance verification. We do not guarantee grant approval or funding amounts.

2.5 Additional Services

Additional services may be offered at our discretion and are subject to separate agreement terms when applicable. All services are performed in accordance with applicable federal, state, and local laws, regulations, and building codes.

3. Estimates and Pricing

3.1 Free Estimates

Florida Impact Shield offers free, no-obligation estimates for our installation services. Estimates are provided following an on-site inspection of your property and assessment of your specific needs. Requesting an estimate does not obligate you to proceed with any services.

3.2 Estimate Validity

All written estimates are valid for thirty (30) days from the date of issue unless otherwise specified in writing. Pricing is subject to change after the expiration of the estimate validity period due to material cost fluctuations, labor rate adjustments, or other market conditions.

3.3 Estimate Accuracy

Estimates are based on information available at the time of inspection. We make every effort to provide accurate estimates; however, unforeseen conditions discovered during installation (such as structural deficiencies, water damage, code violations, or unusual construction methods) may necessitate additional work and associated costs. We will notify you of any such conditions and obtain your approval before proceeding with additional work.

3.4 Price Changes

Once a written contract is executed by both parties, pricing is locked for the scope of work described therein. Changes to the scope of work requested by the Customer will result in a revised estimate and may affect project timeline and total cost. Any changes must be agreed upon in writing via a signed change order before work commences.

3.5 Pricing Components

Our pricing includes materials, labor, standard installation, cleanup, and debris removal. Unless specifically included in your estimate, the following are not included: structural repairs, electrical work beyond basic reconnection, painting, drywall repair beyond trim areas, permit fees (unless specified), and impact-resistant coverings for specialty or custom window shapes that exceed standard sizing.

4. Installation Terms

4.1 Permits and Approvals

Florida Impact Shield will obtain all necessary building permits required for the installation work as specified in your contract. Permit fees may be included in your estimate or billed separately as specified. You are responsible for obtaining any homeowners association (HOA) approvals or architectural review committee approvals that may be required. You must provide proof of such approvals before work commences if applicable to your property.

4.2 Scheduling

Installation dates will be scheduled upon contract execution and receipt of the required deposit. We will make reasonable efforts to complete work within the estimated timeframe; however, scheduling is subject to permit approval timelines, weather conditions, material availability, and unforeseen circumstances. We will communicate any scheduling changes promptly.

4.3 Access Requirements

Customer must provide reasonable access to the work areas, including clear pathways for equipment and materials. You are responsible for:

  • Removing window treatments, blinds, curtains, and personal items from work areas
  • Moving furniture away from windows and doors to provide adequate workspace
  • Securing pets in areas away from the work site
  • Providing access to electrical outlets for tools and equipment
  • Ensuring children are supervised and kept at a safe distance from work areas
  • Providing access to water if needed for cleanup or mixing materials

Failure to provide adequate access may result in installation delays, and the Company reserves the right to reschedule the installation at the Customer's expense.

4.4 Site Conditions

Customer represents that the property is structurally sound and suitable for the installation of impact windows and doors. If structural deficiencies are discovered that prevent safe installation or code compliance, work may be suspended until repairs are completed by the Customer at Customer's expense.

4.5 Installation Process

Our installation process follows manufacturer specifications and Florida Building Code requirements. The process typically involves removal of existing windows/doors, preparation of openings, installation of new impact-resistant products, sealing, insulation, and finishing. Some dust and debris are inevitable during installation, though we take precautions to minimize disruption and will clean work areas upon completion.

4.6 Completion and Inspection

Upon completion of installation, a final walk-through will be conducted with the Customer or Customer's representative. Any concerns must be documented at this time. Required building inspections will be scheduled, and you must provide access for municipal inspectors. Final payment is due upon satisfactory completion and passing of all required inspections unless other payment terms are specified in writing.

4.7 Delays and Force Majeure

Florida Impact Shield is not liable for delays caused by circumstances beyond our reasonable control, including but not limited to: acts of God, hurricanes, severe weather, fires, floods, earthquakes, pandemics, government actions, labor disputes, material shortages, transportation delays, or utility failures. In such events, performance will be excused during the period of delay, and the timeline will be extended accordingly.

5. Payment Terms

5.1 Deposit

A deposit is required to schedule installation and order custom materials. The standard deposit is fifty percent (50%) of the total contract price unless otherwise specified in your contract. Deposits are due upon contract signing and must be received before materials are ordered or work is scheduled.

5.2 Progress Payments

For larger projects, progress payments may be required at specified milestones. Payment schedules will be clearly outlined in your contract and may include payments upon material delivery, installation commencement, and substantial completion.

5.3 Final Payment

Final payment is due upon project completion, passing of all required inspections, and Customer acceptance of the work. Unless other arrangements are made in writing, final payment must be made before our personnel leave the job site on the final day of work.

5.4 Payment Methods

We accept payment via check, cash, credit card, debit card, ACH transfer, and financing through approved third-party lenders. Credit card payments may be subject to a processing fee. All checks should be made payable to Florida Impact Shield.

5.5 Late Payments

Accounts not paid within fifteen (15) days of the due date may be subject to a late fee of one and one-half percent (1.5%) per month (eighteen percent (18%) per annum) or the maximum rate permitted by Florida law, whichever is less. We reserve the right to suspend work on projects with overdue payments.

5.6 Collections

If it becomes necessary to engage a collection agency or attorney to collect any amount due, Customer agrees to pay all costs of collection, including reasonable attorneys' fees and court costs, to the extent permitted by law.

5.7 Lien Rights

Florida Impact Shield reserves all lien rights available under Florida law. In the event of non-payment, we may file a construction lien against your property in accordance with Florida Statutes Chapter 713.

5.8 Financing

If you elect to finance your project through a third-party lender, you are responsible for the terms and conditions of that financing agreement. Florida Impact Shield is not a party to such agreements and is not responsible for financing approval, terms, interest rates, or any disputes with the lender.

6. Warranties

6.1 Workmanship Warranty

Florida Impact Shield warrants that all installation work will be performed in a professional and workmanlike manner in accordance with applicable building codes and industry standards. We provide a workmanship warranty covering installation defects for a period of two (2) years from the date of installation completion. This warranty covers defects in our installation work, including but not limited to improper sealing, flashing errors, and installation-related water intrusion.

6.2 Manufacturer Warranty

Impact windows and doors are covered by the manufacturer's warranty, which is separate from our workmanship warranty. Manufacturer warranties typically cover defects in materials and manufacturing for periods ranging from ten (10) years to limited lifetime warranties, depending on the specific product and manufacturer. Complete manufacturer warranty information will be provided with your product documentation. We will assist you in understanding manufacturer warranty terms and, if necessary, facilitate warranty claims with the manufacturer.

6.3 Warranty Coverage

Our workmanship warranty covers:

  • Water infiltration due to improper installation
  • Air infiltration exceeding rated specifications due to installation defects
  • Structural failure of installation components due to improper installation
  • Defects in sealing, caulking, and weatherproofing applied by our installers

6.4 Warranty Exclusions

The following are NOT covered under our workmanship warranty:

  • Damage caused by acts of God, including hurricanes, tornadoes, floods, or earthquakes
  • Damage resulting from improper use, abuse, neglect, or failure to maintain
  • Damage caused by alterations or repairs performed by persons other than Florida Impact Shield
  • Cosmetic issues such as minor scratches or scuffs that do not affect functionality
  • Normal wear and tear
  • Condensation between glass panes due to seal failure (covered by manufacturer warranty)
  • Damage to surrounding structures, drywall, paint, or finishes beyond the immediate installation area
  • Issues arising from structural deficiencies or settling of the building
  • Glass breakage (covered by manufacturer warranty if due to manufacturing defect)
  • Damage caused by landscaping equipment, lawn maintenance, or other external impacts
  • Failure to meet energy efficiency claims if windows are left open or damaged

6.5 Warranty Claims Process

To make a warranty claim, contact us via email at support@floridaimpactshield.com with a detailed description of the issue and photographs if possible. We will respond within five (5) business days to assess the claim and schedule an inspection if necessary. Valid warranty claims will be remedied within a reasonable timeframe at no charge to the Customer.

6.6 Warranty Limitations

OUR WARRANTIES ARE EXPRESSLY IN LIEU OF ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Our liability under these warranties is limited to repair or replacement of defective work or materials. We are not liable for consequential or incidental damages, including but not limited to property damage, personal injury, or economic losses resulting from any defect or failure.

6.7 Warranty Transfer

Our workmanship warranty is transferable to subsequent property owners for the remainder of the warranty period, provided we are notified in writing of the property transfer within thirty (30) days and provided that all payments have been made in full.

7. My Safe Florida Home Grant Program Terms

7.1 Program Overview

The My Safe Florida Home (MSFH) grant program is a state-funded initiative administered by the Florida Department of Financial Services designed to help Florida homeowners strengthen their homes against hurricanes. Florida Impact Shield provides assistance with applications for this program as a service to our customers.

7.2 Eligibility Requirements

Grant eligibility is determined solely by the State of Florida and is subject to program requirements, which may include but are not limited to:

  • Property must be a site-built, single-family residential home
  • Home must be the primary residence of the applicant
  • Home must have a insured value within program limits
  • Homeowner must meet income requirements if applicable
  • Home must have been built before the current Florida Building Code adoption
  • Homeowner must maintain homeowners insurance
  • Program funds must be available at time of application

Program requirements and availability are subject to change by the State of Florida without notice.

7.3 Our Role

Florida Impact Shield's grant assistance services include:

  • Providing general information about program eligibility and benefits
  • Assisting with completion of application forms
  • Helping gather required documentation
  • Coordinating wind mitigation inspections if required
  • Providing estimates and specifications that meet program requirements
  • Facilitating communication with program administrators
  • Ensuring installed products meet program compliance standards

7.4 No Guarantee of Approval

FLORIDA IMPACT SHIELD DOES NOT GUARANTEE THAT YOUR GRANT APPLICATION WILL BE APPROVED OR THAT YOU WILL RECEIVE ANY SPECIFIC AMOUNT OF FUNDING. Grant approval and funding amounts are determined entirely by the State of Florida based on program criteria, available funding, application completeness, and other factors beyond our control. Our assistance with the application process does not constitute any representation or warranty regarding approval or funding.

7.5 Application Fees

Any fees charged by the state or third parties for grant applications, inspections, or processing are the sole responsibility of the Customer. Florida Impact Shield's assistance with the grant application process is provided at no additional charge to customers who contract for installation services with us.

7.6 Grant Fund Timing

Grant funds, if approved, are typically disbursed according to the program's procedures, which may include reimbursement after work completion or direct payment to contractors. Customers are responsible for understanding the grant payment process. In most cases, customers must pay for services upfront and then receive reimbursement from the grant program, or grant funds may be paid directly to Florida Impact Shield upon project completion and submission of required documentation.

7.7 Customer Responsibilities

When applying for grant assistance, you are responsible for:

  • Providing accurate and complete information on all applications
  • Meeting all application deadlines
  • Responding to requests for additional information from program administrators
  • Maintaining eligibility throughout the application and installation process
  • Complying with all program requirements and restrictions
  • Understanding that grant denial does not void your contract for services

7.8 Program Changes

The My Safe Florida Home grant program is subject to funding availability, legislative changes, and administrative modifications. The program may be suspended, modified, or terminated at any time by the State of Florida. Florida Impact Shield is not responsible for program changes that affect your eligibility or funding amount.

7.9 Contract Independence

Your contract with Florida Impact Shield for installation services is independent of grant approval. If your grant application is denied or if you receive less funding than anticipated, you remain obligated to fulfill the payment terms of your contract with us. We recommend not signing a contract if grant funding is essential to your ability to pay unless you have received written grant approval.

8. Insurance Savings Disclaimer

8.1 No Guarantee of Insurance Discounts

While impact windows and doors, along with other wind mitigation features, may qualify homeowners for discounts on homeowners insurance premiums, FLORIDA IMPACT SHIELD MAKES NO GUARANTEE REGARDING THE AMOUNT OF SAVINGS YOU MAY RECEIVE OR WHETHER YOUR INSURANCE COMPANY WILL PROVIDE ANY DISCOUNT WHATSOEVER.

8.2 Variability of Savings

Insurance savings vary significantly based on numerous factors, including but not limited to:

  • Your insurance company's specific discount structure
  • Your current policy terms and coverage
  • Your home's age, construction type, and location
  • Other wind mitigation features already present in your home
  • Your claims history
  • Current insurance market conditions
  • Changes in state insurance regulations

8.3 Wind Mitigation Inspection

Questions about these terms? Contact us at support@floridaimpactshield.com

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